9 answers
Medicare questions, answered
Every medicare question on the site, each one answered on its own page.
- Does Medicare Cover Long-Term Care in a Nursing Home?
Many families assume Medicare will pay for a parent's nursing home stay, then get a painful surprise. Here's what Medicare actually covers and what you'll need to plan for instead.
- What Happens to My Medicare Coverage If I Move to a Different State?
Moving across state lines can affect your Medicare plan options and costs more than you'd expect. Here's what actually changes and what stays the same.
- How Does Medicare Calculate My IRMAA Surcharge on Part B and Part D Premiums?
If your income is above a certain level, Medicare quietly adds hundreds of dollars a month to your premiums. Here's exactly how that number gets calculated.
- How Much Is the Medicare Part B Late Enrollment Penalty and How Long Does It Last?
Miss your window to sign up for Medicare Part B and you could pay more for it for the rest of your life. Here's exactly how the penalty is calculated.
- Can You Have Both Medicare and Employer Insurance at the Same Time?
Many people work past 65 and wonder how Medicare fits with their job's coverage. Here's how the two interact.
- What Is the Difference Between Medicare and Medicaid?
The similar names cause constant confusion, but these are two very different programs. Here's a clear breakdown.
- What Is the Medicare Part D Coverage Gap and How Does It Work in 2025?
The Medicare Part D donut hole confused millions for years. The rules changed significantly in 2025 — here's what it means for your drug costs.
- What Is Medicare Advantage and How Is It Different from Original Medicare?
Over half of Medicare beneficiaries now choose Medicare Advantage. Here's whether it's actually better — or just marketed that way.
- What Does Medicare Cover and What Does It Not Cover?
Medicare covers a lot — but the gaps can cost you thousands. Here's a complete breakdown of what's in and what's out.